Dhani Review

Dhani is originally known as Indiabulls Securities Limited (Dhani Stocks Limited), an online brokerage firm that provides brokerage-free trading in India. With Dhani Stocks, you may trade as much as you like with no commissions, use free trading platforms, place free phone calls, and transfer cash for free.

One of India’s oldest stockbrokers, Dhani Stocks, is based in Delhi. One of the largest financial service providers in Indiabulls Group, which includes operations in Infrastructure, Personal Finance, Online Medicine, Housing Financing, and Financial Services, it is a subsidiary. Dhani Stocks is a pioneer in the country’s online trading platform and the first firm to be given by CRISIL the highest broker quality rating of BQ-1 grading.

All the services offered by Dhani Stocks are registered with the Securities and Exchange Board of India (SEBI) as a Stock Brokerage, Depository Participant, Research Analyst and Merchant Banker. IPO investment is also available from the firm. This subsidiary of Dhani Services Limited is listed on both the BSE and NSE and is entirely owned by Dhani Stocks Limited. As an added bonus, the company’s Global Depository Receipts (GDRs) are traded on the Luxembourg Stock Exchange.

Dhani Stocks Limited will be the new name of Indiabulls Securities Limited in 2020. They also introduced desktop, web, and mobile app trading services under the new brand name “dhanistocks.”

Digital Loan Application Process

Now you don’t have to submit a mountain of paperwork to get a loan. Indiabulls Dhani streamlines the procedure by conducting it entirely online. The whole loan application, verification, and disbursement procedure is done out online, making it a simple, quick, and hassle-free experience.

Customers of Indiabulls Dhani may be assured that this process is easy and hassle-free. Customers may use the Indiabulls Dhani app to apply for a loan from anywhere and at any time.

Collateral Not Required

No collateral or physical papers are required from you by Indiabulls Dhani for a Dhani personal loan. It’s simple, fast, and free of bother.

Use the Loan As Per Your Need

You may borrow money whenever you need it with an Indiabulls Dhani personal loan. It’s like a ‘pay as you go loan’ in that you pay back what you borrow. In other words, you may buy anything you want with the confidence that your Dhani Credit Line will cover the cost.
‘Shop now, pay later’ and ‘Travel now, pay later’ choices are also available. It’s time to buy a bike, a vehicle, go on a trip, and pay for your school or medical issues now. Everywhere you go, Dhani is there for you!

Dhani App Rewards

When you use the Indiabulls Dhani app to get a personal loan, you may earn points toward prizes. Earning Dhani points might help you lower your monthly payments. As a Dhani Indiabulls customer, you are entitled to a special “reward point” program called Dhani Points. Rs. 1 is equal to one Dhani point. From Rs. 250 to Rs. 500 in cashback is possible each month.
Dhani Points may be earned in six ways:

  • When you sign up, you’re given a bonus as a thank you.
  • Earn money by referring a friend.
  • The Dhani app may be used to recharge your phone.
  • The Indiabulls Dhani app may be used to apply for extra loans or top-up loans.
  • Dhani wallet offers gift certificates that may be used to make purchases.
  • Dhani wallet allows you to pay your bills online.


  • The Dhani Stocks Mobile App allows anybody to create a Demat + Trading account in a matter of minutes.
  • High-speed trading is available on the Dhani Stocks Mobile Apps.
  • For intraday, F&O, currency, and commodity trades, there is a flat fee of 15.
  • Call and trade services are free at Dhani Stocks, as well as zero brokerage fees.
  • More than 18 Indian cities are home to Dhani Stocks’ offices.
  • Orders for covers and brackets can be placed using the advanced order type.
  • Savings, Demat, and trading services are all included in one account for NRIs at Dhani Stocks.
  • To help novices and non-resident Indians, Dhani Stocks provides an online brokerage calculator with detailed information.
  • In India, only Dhani Stocks provides reduced online trading on desktop and laptop Macs.
  • Requires Work

Needs Improvement

  • As far as we know, Dhani Stocks does not accept GTC orders.
  • There are no 2-in-1 Demat accounts offered by Dhani Stocks to non-domestic account holders.
  • 247 customer assistance and online chat services are not available.
  • Only Indiabulls mutual funds are available at Dhani Stocks.
  • Customers of Dhani Stocks must contact the customer care department with any questions or concerns, and the response time might take up to 48 hours. Additionally, there is no branch visit assistance available.
  • The Demat account does not come with a free AMC for the rest of your life.
  • Commodity trading is not included in the unlimited membership plan, thus traders must pay extra for it.

Using Dhai App Instant Loan for All Your Needs Has Several Advantages

  • Exciting Promotions for Your Online Wallet
  • a Compelling Reward System
  • Medical Supplies Now, Pay Later

Dhani Stocks Trading Software (Dhani Stocks Trading Platforms)

A variety of trading alternatives are available to users of Dhani Stocks, including mobile, online, desktop, and phone. Customers of Dhani Stock can trade online using the dhanistocks Mobile App, dhani share price,  which is available for Android and iOS, or via the web or trading terminal on a PC.

1.Dhani Stocks Mobile App

As long as you have an Internet connection, you may trade on Dhani Stocks’ Mobile Trading Platform from any location. Customers can trade across many asset classes for no additional cost. As a result of its sophisticated technology, the Dhani stock app offers a wide range of useful features, including access to real-time stock quotes and in-depth stock and market research.
Tracking transactions, investing in IPOs and transferring funds are just a few of the features available to customers via this app.

2.Dhani Stocks Web

There’s no better way to trade stocks online than through Dhani Stocks Web, a web-based trading platform. With this tool, users are able to make orders online, keep track of transactions, invest in initial public offerings (IPOs), transfer funds, monitor their portfolios, and look at intraday and historical charts with technical analysis.

3.Dhani Stocks PIB (Power India bulls)

A high-frequency and advanced trader’s trading terminal, Dhani Stocks PIB may be installed on a computer. Real-time stock prices, live trade reports, and detailed charting are all available on the platform.

4.Call & Trade

Customers of Dhani Stocks can utilize the Phone Trade Facility at any time to place trading orders by dialing the central dealing desk. All customers of Dhani Stocks can use the Call & Trade Facility for free.

Dhani Customer Care Information

Customer assistance is available from 8:00 a.m. to 8:00 p.m., seven days a week, and you can also communicate with them via the Dhani App.

Dhani App Refer & Earn Offer by Indiabulls

You may make money with Dhani by referring your friends to the Dhani app. Promote the Indiabulls Dhani App to your friends and family to win rewards for each successful introduction!

There are 2 Refer and Earn Programmes:

1) Refer via Referral Link

Every time a new user signs up for the Dhani App using your link, they’ll earn a commission.
There are two types of referral programs:

  • Using a referral link is a great way to spread the word about our services.
  • You and the person you’ve recommended both receive Rs.100 for merely sharing a referral link.
  • Share your unique referral link with friends and family through SMS, WhatsApp, or email by clicking on the referral banner.
  • Additionally, you may share this URL on a variety of social media networks.

2) Refer via Re 1/- Money program

You and the person you recommended both gain Rs.100 apiece by sending Re 1 from your Dhani wallet by clicking on the Invite & Earn banner in the app.

  • For every friend who joins after you do, you’ll get Rs.100/- in your bank account!
  • The Dhani app has a built-in reward system that will pay you and your referees for the first time they use the app.
  • You will earn more money if more people click on your earnings.
  • Full KYC should be completed!

Let’s go a little more into what the Dhani app has to offer.

All Your Finances Will Be Taken Care Of Right Away!

You can use a personal loan to buy a vehicle or two-wheeler, plan a wedding, take a trip, or pay for medical bills. Whatever your financial needs are, you can rely on a personal loan to help you achieve them. A personal loan may help you with any financial situation, from home improvement to debt reduction. Despite this, many people avoid asking for a personal loan because of the long application procedure.

It all changes with Indiabulls Dhani! It’s as simple as downloading the app, signing up, selecting the amount of money you need, and submitting your personal and bank information. You are only a few minutes away from applying for a personal loan and having the money in your bank account. Indiabulls Dhani quickly disburses the loan amount you have requested from us! There is absolutely no risk of fraud in any step of the procedure at any stage of it. Using their personal loan app, you’ll have immediate access to money that is available around the clock, from anywhere in the country.

There are no collateral or security requirements for Dhani loans, so you don’t have to put up any of your own money as collateral. As a user of the Dhani app, you may get a variety of personal loans ranging from vacation and medical expenses to a two-wheeler purchase and a wedding. In fact, the app allows you to apply for a personal loan of up to INR 15 lakhs in as little as three minutes. Indiabulls Dhani’s personal loan interest rates start at 1.17 percent per month, making them extremely competitive. In accordance with industry standards, processing costs range from 1.5 percent to 6 percent for variable tenures ranging from three months to 36 months. On loans of less than INR 20,000, there are no foreclosure or prepayment fees.

And don’t forget about the Dhani loans, which are the only ones that actually pay off. Invite your friends and relatives to apply for personal loans from Indiabulls Dhani, which will result in you receiving 250 Dhani points for every loan they take out.
Shop Now, Pay Later

Personal loans might help you achieve your long-term objectives and aspirations. Even if we can’t pay the whole amount, there are occasions when we just want to spend on necessities of daily life but can’t. The Dhani App also offers a Dhani Credit Line, which allows you to buy products on credit, pay in installments, and still have the choice to just pay for the credit you’ve used, rather than the entire amount of credit you’ve taken out with the app.

Essentially, you’re taking out a “pay as you go” loan. Dhani Credit Line is here to help, whether you need to buy a coffee maker for your morning brew or a new air conditioner for your bedroom. Shopping and traveling can be done right away and then paid for later if you need to save money towards the end of the month.

Using the Dhani Credit Line, each transaction is converted into a simple EMI that is payable at 0% interest. But that’s not the case. Dhani Credit Line is a no-cost, always-on service that can be set up in a matter of seconds. To access this line of credit, you must pay a small processing fee and receive either a digital or a physical Rupay Card. In terms of costs and usage, this card is a lot better than a credit card, and you may establish spending restrictions on your card. It’s like a prepaid credit card that gives you additional rewards when you buy anything online or offline.

If you’re looking for a simple way to get money back on your purchases, Dhani Credit Line might be a great solution.

Exciting Promotions for Your Online Wallet

For those of you who don’t recall, Indiabulls Dhani is a one-stop shop for all your financial needs. As a result of the new Dhani app, you can now also make quick online payments and gain additional benefits above continuing reductions. Your cell phone’s battery may now be recharged, you can pay your utility bills (such as gas and electricity), you can book bus or train tickets and you can buy gift certificates for BookMyShow, Big Bazaar and Shoppers Stop using its online wallet function. All of this, as well as the capability to send money to others via the wallet, are included.

You may use the Rupay card on your wallet for both online and offline transactions. Additionally, the wallet comes with a real credit card that can be used at more than 30 million locations online and offline. Remotely deactivating or reactivating the card is possible. There’s also an option to utilize Dhani Pay Wallet with Rupay discounts as well as access to airport lounges. Customers of the Dhani App may also look forward to a variety of cashbacks, prizes, and offers.

Use The Dhani App And Get Rewarded For It

Getting a loan, credit line, or wallet from Indiabulls Dhani isn’t the only thing you get. You’ll be more likely to use the app if you have a cause to. Dhani Points is a first-of-its-kind incentive program for Dhani customers. When using the app, you may earn Dhani points, which can be exchanged for real money, and 1 Dhani point is worth INR 1. First of its type across the country, the Dhani Points reward system even provides additional perks over regular savings.

Dhani Points begin as soon as you are approved for a loan and include a welcome gift. You get INR 250 for every loan you suggest to a friend or family member. This, in turn, can lower your monthly payment on the loan. Recharges and bill payments earn 20 points, trip booking 40 points, and gift vouchers and cashbacks of INR 75 on top-up loans get gift certificates. Dhani points may be redeemed for cash, which can be used to make purchases, buy gifts, or pay bills. Even better, you may deposit the resulting funds directly into your bank account.

Earn Using Dhani – Become Indiabulls Partner

Isn’t it great to be able to supplement your monthly salary with a little more cash? It is possible to make money from the comfort of your own home with Indiabulls Dhani’s unique Partner Program. You might think of it as an opportunity to work from home as a personal loan representative and make some additional money. Working from home eliminates the need for a physical office space as well as the costs associated with commuting. It’s as simple as downloading the app, signing in, and you’re done.

Thank you for signing up to be an Indiabulls Partner. To begin making money, you’ll need to serve as a personal loan commission agent for prospective loan purchasers by referring them to the Indiabulls Dhani. If you don’t do this, you won’t be able to reap the benefits of each loan payment. The Dhani share price vary now and dhani Partner program allows you to earn up to INR 30,000 per month by disbursing just one loan each day.

Dhani App has a ‘Spin the wheel’ function that gives its users a chance to win money every day just by signing in to the app every single day. It’s a no-risk game where you may win points worth up to INR 100 Dhani every day and INR 3000 per month by spinning the wheel but dhani share price vary up and down now. In addition to the Dhani App’s Stock Market Game, consumers may also participate in a cash giveaway by playing. It’s a simple game that allows you to make money by predicting which stock in the Nifty 50 will do the best the next day by dhani share price. You’ll gain even more money if you invest in the winning stock.

Regardless of your level of experience in the stock market, anyone may make tens of thousands of dollars in a single day. Customers have now additional incentive to look forward to utilizing the Dhani App each day!


When it comes to getting money quickly, there’s no better software than the Dhani app. It’s simple, straightforward, and free of bother. Dhani has won the field of finance and is still going strong. With Indiablls Dhani, you no longer have to stress about shopping, paying bills, or anything else.


1.Ques: Is Dhani App good?

Ans: The loan is disbursed promptly and without any fuss using the Dhani App. There are no fees and the application procedure is completed online, making it more convenient for the user.

2.Ques: Is Indiabulls a good company?

Ans: Indiabulls is a reputable, well-known, and well-recognized company. The customer service and customer care are excellent. Using the company’s services is a breeze.

3.Ques: How can I apply for a Dhani app loan?

Ans: Dhani personal loans can be obtained in the following manner:

  • Enter the amount of the loan
  • Input your Pan Card Number and Proof of Address here.
  • Approval and Disbursement of the Loan