A Systematic Investment Plan (SIP) calculator is a web-based application that estimates the return on your SIP investment using an expected rate of return and the investment’s projected value after a certain number of years. Because SIPs usually need a monthly payment, the manual computation might be time-consuming. Because the holding period for each monthly contribution varies at various times, the returns for each of these contributions will also vary.
Market-linked vehicles, such as Mutual Funds, do not guarantee returns. The ET Money SIP Investment Calculator and Planner assists investors in overcoming these issues and gives the following significant benefits:
- Instant Results
- Helps that are simple to understand and use You Make Well-Informed Investment Choices
- Find the Best Investment Opportunities
Inflation should be factored into your calculations
Delay Cost of SIP investment
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If you're delaying your SIP investment, use this calculator to figure out how much it'll cost you.
The most effective approach to increase money is through a SIP Delay or a Systematic Investment Plan. It allows an investor to invest a certain amount in a mutual fund scheme on a regular basis - often monthly, though it can also be done daily, weekly, or quarterly. A calculator to help you determine the returns from a monthly SIP Delay can be found here.
How does the SIP delay calculator function?
| Input | Description |
| Amount Invested Invested | It's the monthly investment you wish to make till the end of your investing years. For example, if you wish to make a monthly SIP of 15,500/-, you must pay 15,500/- till the end of your investing years. |
| Expected Interest Rate | This is the annual percentage return at which you wish to invest your money for a set period of time. |
| Time Duration | The number of years you wish to invest for. |
| Delay Months | SIP investment tenure is delayed by months. |
| Output | Description |
| Total Amount Invested | This is the total amount you've invested up to the conclusion of your investing years. |
| Future Value without Delay | If there is a delay, this is the total amount you will get, which is the sum of your total investment and the interest you will earn. |
| Future Value | This is the total amount you will get, which is the sum of your total investment and interest earned. |
You must meet the Know Your Customer (KYC) criteria before you may establish a SIP. It's also known as KYC. Investing in mutual funds is a requirement. You must provide identification, proof of address, and a picture. You should also use an In-Person Verification or an Online Verification to validate your physical existence (IPV).
How do I begin my SIP?
SIPs are similar to fixed-amount recurring investments. By asking your bank to periodically auto-debit your account with the SIP amount, you can invest a little amount of money in mutual funds at regular intervals. SIPs allow you to raise your investment amount by a predetermined amount on a regular basis and profit from compounding.
What are the advantages of SIP investing?
- Regular monthly savings can help you build long-term wealth.
- Affordably priced and versatile investment opportunity.
- Free of hustling.
- Saving with discipline and investing with ease.
- Wallet-friendly
- SIP has the ability to compound.
Are SIP returns taxed?
The type of mutual fund and scheme in which you invest, as well as when you redeem your investment, determine whether or not your SIP return is taxed.
When equities mutual funds are redeemed after one year of investment, the returns are usually tax-free.
FAQs
Que.1 Can I adjust the amount of my SIP investment?
Ans. Yes, you may change your SIP whenever you want. Start a new SIP with the additional amount to raise the SIP amount. To reduce the SIP amount, cancel the old one and start a new one with the new amount.
Que.2 How to Choose the Best SIP Mutual Fund Scheme?
Ans. SIP is beneficial, but you must first select the mutual fund that is most suited for you to begin your SIP.
You must check specific characteristics such as projected returns, risk, average Assets Under Management, and others in order to do so.